CATALOG • 2009-2010
Cedar Crest College provides and administers need
based and merit-based assistance to enable students to finance the costs of
higher education. Each student’s situation is evaluated individually.
Students must be accepted, matriculated (or enrolled in a program
determined eligible for financial aid), remain in good academic standing
and meet individual requirements to qualify for federal, state and
institutionally funded financial aid.
All students are encouraged to meet with Student
Financial Services upon entering the College and throughout their
enrollment at the College. It is a student’s responsibility to notify
Student Financial Services of any change in degree program, semester
enrollment or other circumstances which may change their eligibility for
financial aid programs.
Financial Aid Academic Year
The academic year for all tuition, room and board as
well as institutional, federal and state financial aid is defined as two
fifteen-week Fall and Spring semesters followed by an optional trailing
fifteen-week Summer semester which includes a May/Summer I and Summer II
session. The Spring semester includes an optional 2-3 week Winter session.
This same academic year applies to students enrolled
in programs which require attendance in the Winter and Summer sessions;
however, depending upon sequence of entrance and/or semester course
enrollment, a trimester policy for federal and state financial aid may be
required. Students must contact Student Financial Services to determine
which federal and state requirements apply to their program of study.
A traditional student must be enrolled full time
(minimum12 credits) during the regular Fall and Spring semesters to qualify
for institutional grant or scholarship assistance. Winter and Summer
courses do not count toward the full time requirement for Fall and Spring
and traditional students are assessed a separate per credit tuition charge
for courses taken in Winter and/or Summer session.
All Students Applying for Financial Aid
All new Traditional and Traditional Transfer students
can receive an early estimated financial aid award by completing a
Financial Aid Planner (available from the Admissions office or the
Admissions section of the College’s website.) Estimated awards will
be provided after acceptance to the College. These estimated awards are
finalized after completion of the FAFSA, submission of tax information, and
submission of additional documentation as requested by Student Financial
Services. All Traditional and Lifelong Learning students applying for
financial aid must complete the FAFSA (Free Application for Federal Student
Aid) between January 1st and May 1st for the following academic year.
Student can complete the FAFSA application on-line at
www.fafsa.ed.gov.APINnumber (available through a link from the FAFSA
website) is required for students and parents(s), if applicable, to file
and sign the FAFSA application on-line. Filers should obtain a PIN number
prior to completing the FAFSA application, as the PIN serves as an
electronic signature. Paper applications and assistance with the FAFSA
filing process are available through Student Financial Services.
Additional Documentation Required for Financial
The results of your FAFSA Application may indicate
that the Department of Education has selected a FAFSA for verification.
Student Financial Services will notify students in writing and/or
email to their College email account who are selected for verification and
are required to submit additional documentation upon review of a processed
Applicants selected for federal FAFSA
verification are required to submit:
- A signed copy of 2008 Federal
1040/1040A/1040EZ income tax returns for the student, spouse (if
student is married) and parents (if student is dependent);
- A copy of all 2008 W-2 forms for student,
spouse (if student is married) and parents (if student is dependent)
- A Non-Tax Filer Statement if no tax return is
to be filed (this form is available from the Student Financial Services
Office or form bank on the my.cedarcrest.edu portal)
- Department of Education Verification Worksheet
(this form is available from the Student Financial Services Office or form
bank on the my.cedarcrest.edu portal)
If your tax return has not been filed, or if an
extension to file has been submitted, contact Student Financial Services
for further instructions.
If the College finds discrepancies between information
on the tax returns and your FAFSA, we will report the corrections to the
federal processor and you will receive a corrected Student Aid Report.
The corrected FAFSA will be used to process or finalize your
financial aid and you will be notified in writing of required adjustments
to the financial aid award.
Students must submit requested verification items
within 15 days of the College’s notice of the requirement. No
financial aid will be awarded and/or disbursed prior to completion of the
The College will report to the Department of Education
and National Student Loan Database any overpayment of federal funds
resulting from a student who has received a disbursement of funds and is
subsequently selected for verification. It is the student’s
responsibility to repay any funds received if determined to be ineligible
upon completion of the verification process.
Traditional Student Merit Scholarships and Awards:
Since financial need is not a requirement for
scholarships and awards, all entering traditional students applying to the
College are considered for this assistance. A separate application is not
required. Students must be enrolled full-time (at least 12 credits per
semester) to be eligible.
Presidential Scholarships: Presidential Scholarships of one-half of tuition are awarded
to entering freshmen who rank in the top 10 percent of their class and
score 1150 or higher on the SAT Verbal/Critical Reading and Math, or a 25
or higher composite score on the ACT. The amount of the freshman year award
is renewable each year provided a 3.000 grade-point average is maintained.
1867 Scholarships of one-third tuition are awarded to entering full-time
freshmen who rank in the top 25% of their class and score a combined 1100
or higher on the SAT Verbal/Critical Reading and Math or a 24 or higher
composite score on the ACT. The amount of the freshman year award is
renewable each year.
Allen Scholarships: Allen Scholarships, up to $5,000 per year, are awarded to
full-time traditional students on the basis of merit, leadership and
evidence of outstanding service to school and community. These scholarships
are made possible through the generosity of William Allen, former trustee,
and Roberta Ritter Allen, former trustee and graduate.
Departmental Scholarships: Departmental scholarships of $1,500 are awarded to new
traditional full time freshmen in the following areas: Art,
Communications, English, Marketing, Performing Arts – Dance and
Performing Arts – Theatre Scholarship (Performance or Technical).
Students may receive a departmental scholarship in addition to other
Cedar Crest College merit scholarships. Art Scholarships of $1,500 per year
are awarded to freshmen with a strong commitment to the creative process
both in making art and in looking at historical and contemporary works of
art. A portfolio review is required. To maintain their scholarships,
recipients are required to take a minimum of 6-8 credits in studio or art
history courses each year.
Communications Scholarships of $1,500 per year are awarded to new, full-time
freshmen with an interest in any area in the field of Communication.
Portfolio review required.
English Scholarships of $1,500 per year are awarded to new, full-time freshmen
with an interest in literature and/or creative writing. A writing portfolio
is required. To maintain their scholarships, recipients must enroll in one
English literature or writing course each semester.
Marketing Scholarships of $1,500 per year are awarded to new, full-time freshmen
with an interest in marketing. An essay and presentation are
Performing Arts Scholarships (Dance, Theatre, & Technical Theatre) of $1,500
per year are awarded to freshmen who plan to participate in Cedar Crest
Stage Company performances, serve in technical production areas, or perform
with the college Dance Company. A performance audition is required.
Dance Scholarship recipients must complete a minimum of one course in
dance or one technical crew for a dance production or be a member of at
least one of the Cedar Crest Dance Company’s dance ensembles per
semester. A minimum of one performance in Dance Company or one technical
crew for dance must be included each year. Theatre Scholarship
recipients must participate each semester in a faculty-supervised
production or a theater/speech class. A minimum of one faculty-supervised
production must be included each year. Students must audition for a
faculty-directed play or sign up for a technical crew with the technical
director in order to receive credit. Contact the department chair for
HOBY Award: New
traditional full-time freshmen who are HOBY (Hugh O’Brian Youth)
alumnae receive $1,000 per year.
Girl Scout Gold Award: New traditional full-time freshmen who are recipients of the
Girl Scout Gold Award receive $1,000 per year.
Governor’s School of Excellence Award: New traditional full-time freshmen who are graduates
of a Governor’s School of Excellence Summer Scholarship program
receive $1,000 per year.
Phi Theta Kappa Scholarships: Traditional transfer students who are members of Phi
Theta Kappa, the honor society for two-year college students, are eligible
to receive a $4,000 scholarship. Students must have a 3.500GPA, have
completed 24 transferable credit hours and plan to enroll as full-time
students at Cedar Crest. Students must enroll immediately following the
two-year college. The Phi Theta Kappa Scholarship is renewable for two
years provided a 3.000 GPA is maintained and the member completes 24
credits a year.
Transfer Scholarships: Transfer Scholarships of $5,000 are awarded to new, full-time
traditional students who ranked in the top 20%of their high school class
and scored a combined 1150 or higher on the verbal/critical reading and
math SAT, if transferring to Cedar Crest after the completion of one
semester from another college or university; or, have attained a 3.000 or
higher cumulative college GPA after completing at least 24 credits at
another institution before transferring to Cedar Crest. The scholarship is
renewable each year, provided a 3.000 cumulative GPA is maintained.
Study Abroad Scholarships: Full-time traditional Cedar Crest College students may apply
for a Study Abroad Scholarship, ranging from $500 to $2500, for full
semester study abroad during a fall or spring semester. To apply, students
must meet with the Director of Career Planning and Director of Student
Financial Services and complete an application available through Career
Planning. The deadline to apply is April 15th for the following fall
semester, or by November 15th for the following spring semester. Recipients
are selected on the basis of academic merit and recommendations from
faculty or staff. Financial need may also be considered, as funds are
limited. Students are notified in writing if they are awarded a Study
Sibling Grant: Cedar
Crest awards a $1,000 annual grant per student to siblings who are
concurrently attending Cedar Crest as full-time traditional students.
Heritage Grants: Heritage
Grants of $2,000 per year are reserved for children and grandchildren of
Cedar Crest degree program graduates, provided the children/grandchildren
are full-time traditional students.
Merit-Based Scholarships for Lifelong Learning
Lifelong Learning Transfer Scholarships: Lifelong Learning transfer students who enroll at Cedar
Crest within one year following attendance at a two-year college, and have
completed 24 transferable credits with a 3.500 or higher cumulative
grade-point average receive a scholarship equivalent to 25%of tuition, if
taking at least 12 credits per semester. They receive a scholarship of 10%
of tuition, if taking 6-11 credits per semester. The scholarship cannot
exceed $2,000 per semester, and is renewable if a GPA of 3.000 or higher is
maintained. The scholarship may be renewed for four full-time semesters or
eight part-time semesters. This scholarship is only available for the fall
and spring semesters.
Kappa Beta Delta: Members of Kappa Beta Delta who enroll at Cedar Crest within
one year of the completion of an associate's degree in business or
accounting with an overall GPA of at least 3.250 are eligible to receive an
award of 10% of tuition each semester. Student must matriculate as a
degree-seeking Lifelong Learning student and must take a minimum of six
credits per semester to be eligible for the scholarship. The scholarship is
renewable if a cumulative GPA of 3.250 is maintained.
The Lifelong Learning Prize for Honor: The Lifelong Learning Prize for Honor is awarded to
the Lifelong Learning student who can best express what the Honor
Philosophy at Cedar Crest College means to them. The Honor and Judicial
Board, which is a student board, sponsors this annual prize in an effort to
promote the Honor Code at Cedar Crest College as a living code. The
Lifelong Learning Prize for Honor consists of a cash award which is applied
toward the purchase of textbooks in the College bookstore. The prize will
be awarded at the beginning of the fall semester, and the winning student
shall be recognized during Convocation in August. Interested students
should contact the Center for Lifelong Learning for more information.
Traditional Student Need-Based Grant and Loans
Cedar Crest Grants: As with many of our scholarships, these grants are made possible
through the generosity of friends and alumnae of the College and vary
according to need. Students must complete the FAFSA to be considered for a
Cedar Crest College grant.
Wilson and Matilda More Memorial Loans: These are interest-free loans offered to full-time
traditional students on the basis of need and availability of funds. By
completing the FAFSA, students are applying for More Memorial Loan
Need-Based Grants and Scholarships for Lifelong
Lifelong Learning Nursing Scholar Award: Student who have demonstrated academic excellence,
financial need and are currently enrolled in nursing courses (NUR) or are
scheduled to begin nursing courses in the fall, winter or spring of the
2009-2010 academic year may apply for the Lifelong Learning Nursing Scholar
Award. A maximum of ten $1,000.00 scholarships are awarded each year.
Application deadline is June 1, 2009 and applications are provided through
the Center for Lifelong Learning.
AAUW for Lifelong Learning Students: The Easton, Allentown and Bethlehem branches of the
Allentown Association of University Women provide scholarships for women
whose education has been interrupted at the bachelor's degree level. Awards
range in size from $500 per year. For more information contact Student
Financial Services. Application for these local scholarships must be made
before March 1.
Newcombe Scholarships for Lifelong Learning
Students: Provided by the Newcombe Foundation,
these scholarships are specifically designed to assist the mature/second
career woman. To be eligible, students must apply for financial aid, be
matriculated, have junior status (55 credits or more) and be at least 25
years of age. Life circumstances other than those normally reviewed in the
financial aid process are considered. Funds are limited. Students who meet
the criteria will be invited through the Center of Lifelong Learning to
submit an application.
Traditional and Lifelong Learning Need-Based
Grants and Awards
Federal Pell Grants: The Pell Grant is a federal grant awarded on the basis of need
and the cost of the individual college. The maximum annual full time award
for 2009/2010 is $5,350. Federal Pell Grants are available to eligible
students enrolled for at least three credits per semester and are
automatically awarded to qualifying students who have completed the FAFSA
and submitted all subsequently requested documentation.
Federal ACG Grants: The Academic Competitiveness Grant (ACG) is awarded to students
who are determined to be eligible for the federal Pell Grant, are U.S.
citizens or eligible non-citizens and have completed a rigorous secondary
school program of study. Beginning in 2009-2010 ACG Grants are available to
students enrolled in a minimum of six credits per semester.
Federal National SMART Grant: The National SMART Grant of $4,000 is awarded to students
who are determined to be eligible for the federal Pell Grant, U.S. citizens
or eligible non-citizens and who are enrolled in the third or fourth year
of study with a minimum grade point average of 3.000. Students must be
enrolled an eligible major (physical, life or computer science,
engineering, mathematics, technology, or a critical foreign language).
Beginning in 2009-2010 students must be enrolled for at least six credits
and meet other eligibility requirements to qualify.
Federal Supplemental Education Opportunity
Grants (SEOG): These federal grants are awarded
in varying amounts to federal Pell Grant-eligible students with exceptional
financial need from low-income families. Since SEOG is a federal
allocation, funds are limited. Application is made by completing the FAFSA.
Pennsylvania State Grants (administered by
PHEAA): Available to eligible Pennsylvania
residents taking at least six credits per semester, PA State Grants are
awarded according to demonstrated financial need. Students must complete
the FAFSA by the PHEAA State Grant Deadline of May 1 to be considered for
Other State Grants: Students who live outside of Pennsylvania, should contact
their state's higher education agency for information on grants available
in their state. The following states permit transfer of their educational
grants to students attending out-of-state colleges: Connecticut, Delaware,
Massachusetts, Ohio, Rhode Island, Vermont, West Virginia and the District
Traditional and Lifelong Learning Loan and Other
Federal Perkins Loans: Federal Perkins Loans are federally funded need-based loans made
by Cedar Crest, and funding is limited. The interest rate is fixed at five
percent. Students make no payments and no interest accrues while enrolled
in college. Students must complete the FAFSA to be considered and awards
are made through the College’s office of Student Financial Services.
Federal Nursing Loans: Federal Nursing Loans are need-based and limited to nursing
students enrolled in NUR courses. The interest rate is five percent.
Students must complete the FAFSA to be considered and awards are made
through the College’s office of Student Financial Services.
Federal Subsidized Stafford Loans: These are federally subsidized and guaranteed loans
through the federal government. For students who qualify based on
demonstrated financial need, no interest accrues while the student is
enrolled in school. Standard repayment term is ten years and begins six
months after a student ceases to be enrolled at least half-time. The annual
loan limit is $3,500 per year for freshmen; $4,500 per year for sophomores;
and $5,500 per year for juniors and seniors. To apply, students must
complete the FAFSA. Determination of eligibility is made by Student
Financial Services upon review of the processed FAFSA and all requested
Federal Unsubsidized Stafford Loans: These loans are available to students regardless of
need, however interest accrues while the student is enrolled in school.
Principal is deferred while the student is enrolled at least half-time and
options are available to pay interest monthly, quarterly or to allow
capitalization upon repayment. To apply, students must complete the FAFSA.
Federal Parent PLUS Loans: These are federal loans made to parents of dependent
undergraduate students. The parent is the Borrower and may apply to borrow
an amount up to the student’s cost of education minus financial aid
for each academic year. Borrowers must be credit-qualified. The interest
rate is fixed at 7.9%, and for loans after July 1, 2008, repayment can be
made while the student is enrolled, or deferred until six months after the
student ceases to be enrolled half-time. The College requires a student
whose parent is applying for the federal Parent PLUS Loan to complete the
FAFSA application. .
Federal Graduate PLUS Loans: Graduate students may apply for a federal Graduate
PLUS Loan up to the cost of attendance for an academic year, less all other
grant, scholarship and loan resources. The student is the Borrower and must
be credit-qualified to obtain a federal Graduate PLUS Loan. Students should
be certain they have exhausted all other Stafford Loan resources prior to
applying for a Graduate PLUS Loan.
Federal Work Study: Federal Work Study jobs are awarded based on financial need
as determined by the FAFSA application. Students work an average of
eight hours per week and are eligible to earn up to a maximum of $2,200 per
academic year. Students who qualify for federal work study will be
notified as part of their financial aid award and all employment payroll
requirements are administered through Student Financial Services.
Federal Work Study students are paid bi-weekly by check or direct
deposit. Federal Work Study earnings are treated separately from
other student income when applying for federal financial aid.
Campus Employment: Currently enrolled students are eligible to apply for
positions through the campus employment program. Campus employment is
not part of a student’s financial aid. Current employment
opportunities are maintained by the Student Financial Services offices.
Earnings through this program are considered regular income for
students and are reportable as earned income for tax and financial aid
Students are encouraged to investigate outside
scholarship opportunities from hometown civic clubs, high schools,
parents’ employers, churches and other organizations. Students are
required to notify Student Financial Services and provide written
documentation if they receive any outside scholarships, as federal
regulations required these to be considered a resource in determining aid
eligibility. If adjustments to the aid package are necessary due to outside
scholarships, Cedar Crest reduces self-help aid first (student loans) and
adjusts grants only if necessary to prevent an over-award.
Tuition Payment Plans: The College offers the option to pay semester bills through
the EZ Payment Plan installment payment plan option which allows the
semester balance due to be paid in five monthly installments.
Students enrolled in nursing clinical rotations can enroll for a four
month payment plan by semester. A $25 enrollment fee is charged per
semester plan. Students can self-enroll for an installment payment
plan through the Student Financial Services link on my.cedarcrest.edu or
contact Student Financial Services for assistance.
Tuition Exchange Program: Cedar Crest College participates in the Council of
Independent Colleges Tuition Exchange Program and the Tuition Exchange
Program, which enable dependent students from employee families to attend
one of many participating colleges on a tuition-free basis. Information is
available through Student Financial Services.
Medical Disability Benefits: Students with a medical disability may be eligible for
financial assistance from their local Office of Vocational Rehabilitation
or Bureau of Visual Services.
Veterans Benefits: Veterans and children of deceased or disabled veterans may
be eligible for educational benefits from the Veterans Administration.
Contact the local Veterans Administration Office. Veteran educational
benefits are handled through the Registrar’s office.
Financial Aid Policy for Academic
Progress and Good Standing Policy
To remain eligible for financial aid, a student must
maintain satisfactory academic progress and be in good academic standing.
Federal and state regulations, as well as institutional policy, require
that a student maintain satisfactory academic progress in order to receive
financial aid. In order to comply with these regulations, Cedar Crest
College has established the following Academic Progress Policy:
Academic Progress - Quantitative Standards: At the end of each academic year full-time students (those
attempting at least 12 credits per semester) must have successfully
completed a minimum of 24 credits. At the end of each academic year part-
time students aided as three-quarter time (those attempting 9 to 11 credits
per semester) must complete a minimum of 18 credits; half-time students
(those attempting 6 to 8 credits per semester) must complete a minimum of
12 credits; and less-than-half- time students (those attempting 3 to 5
credits) must complete a minimum of 6 credits.
Note: Grades of a
“D” or higher are counted towards successfully completed
credits. Repeat courses are not eligible to be counted as credits earned
toward academic progress. Repeat courses are defined as any course for
which a student has already received academic credit.
Good Standing - Qualitative Standards: To remain eligible to continue receiving federal and
institutional financial aid, student must have a cumulative GPA of 2.00 at
the end of the first academic year and maintain a cumulative GPA minimum of
2.00 thereafter. Academic scholarships require a cumulative GPA of 3.00.
Evaluation Procedure: A student’s eligibility for financial aid will be reviewed
after the end of each academic year. Student Financial Services will
notify the student in writing of the decision to deny eligibility for aid
as soon as the information needed to measure academic progress is
available. Full or part-time students are not required to maintain
continuous enrollment to remain eligible for financial aid; however,
students returning after a period of time will be reviewed for eligibility
before financial aid is granted.
A student who does not complete the required number of
credits within the academic year, or does not attain the required
cumulative GPA, has the following options:
- Complete the required number of credits and/or
achieve the minimum GPA during a regular semester without receiving
additional financial aid;
- Submit in writing an appeal to the Academic
Progress and Good Standing requirement. Appeals must be submitted in
writing to the Director of Student Financial Services and will be reviewed
on a case-by-case basis. Appeal forms will be provided by Student Financial
Services.* Students may be required to meet with a Student Financial
Services Counselor as part of the appeal process. The Director of Student
Financial Services may require a signed academic plan developed by the
student in conjunction with the Center for Academic Advising and other
supporting documentation of a student's circumstances, as appropriate.
*Please note that any appeal granted by Cedar Crest
College to its Academic Progress and Good Standing Policy is not applicable
to the Pennsylvania State Grant program. A separate appeal process must be
completed directly with the Pennsylvania Higher Education Assistance Agency
State Grant Division.
Academic Progress and Withdrawal: Students who withdraw and are subject to a Title IV
aid refund calculation and received overpayment are subject to the
aforementioned progress requirements.
Maximum Time Frame: A student may receive aid for the equivalent of a maximum of
eight full-time semesters while attending Cedar Crest College. Special
circumstances may be reviewed on a case-by-case basis in the event of
extended study beyond the eighth semester. The maximum time frame for
receipt of federal Title IV funds is the equivalent of twelve semesters.
The Pennsylvania State Grant program has a maximum time frame of the
equivalent of eight full-time semesters.